“Beware of little expenses; a small leak will sink a great ship.” Money management isn’t just about making profits—it’s about making the right decisions. Over the years, we’ve seen big companies rise and fall, often due to financial mistakes that could have been avoided. While these failures may seem distant from our personal or small…
Read articleImagine this: Sarah, a 24-year-old graphic designer, just landed her first full-time job. She’s thrilled about her paycheck and excited about her financial freedom. But after six months, she realizes her savings are barely growing, and her expenses are creeping up faster than she expected. Sound familiar? This is the reality for many young professionals…
Read articleThe entertainment sector is job-rich. It is now reputed to be the second-highest employer of labor in Nigeria after agriculture. When you think of Nigeria’s entertainment industry, you think of glitz, glamour, and serious global appeal. From Nollywood’s captivating films to Afrobeat’s infectious rhythms, the industry has become a cultural force that’s too big for…
Read articleThe Nigerian fashion industry is not just about clothing; it’s about economic empowerment, cultural preservation, and global recognition. “The fashion industry in Nigeria has been revealed to be a thriving market, contributing approximately $6.1 billion to the country’s GDP.” said Barr Hannatu Musa Musawa, Minister of Art, Culture, and the Creative Economy, who highlighted this…
Read articleWe need to embrace the best of agricultural technology, from seeds to satellites, to create a resilient food system for the future. – Pamela Ronald Agritech innovations are transforming Nigeria’s agricultural sector, which employs over 35% of the workforce and contributes about 22% to the country’s GDP (NBS, 2022). Despite these contributions, Nigerian agriculture faces…
Read articleWearables combined with AI are more than fitness trackers—they’re becoming our personal health guardians, constantly learning from our habits and guiding us to live healthier lives. – Gary Shapiro Wearable technology refers to smart electronic devices that can be worn on the body as accessories or embedded into clothing. Wearable technology has evolved from basic…
Read articleAI in healthcare is not about replacing physicians but empowering them with the best possible tools to make better decisions. Artificial Intelligence (AI) is revolutionizing various industries worldwide, including healthcare. In Nigeria, AI is becoming a key player in reshaping healthcare systems. AI technologies involve the use of machines and algorithms to mimic human intelligence—such…
Read articleThe quickest way to double your money is to fold it in half and put it in your pocket. – Will Rogers In today’s uncertain economic climate, building an emergency fund is critical, particularly in Nigeria, where inflation, currency depreciation, and fluctuating employment rates can make financial planning a challenge. An emergency fund acts as…
Read article“Budgeting has only one rule: Do not go over budget.” – Leslie Tayne Welcome to Part Two of our series on “Budgeting Basics: Creating a Budget That Works.” In Part One, we looked at the definition of a budget, its importance and also uncovered a few steps of creating a budget. Now, we’ll take a…
Read articleA budget is telling your money where to go instead of wondering where it went. – Dave Ramsey In Nigeria, the importance of creating and sticking to a budget cannot be overstated. With fluctuating inflation rates, an unpredictable economy, and varying income streams, effective budgeting is a critical tool for financial stability. This article has…
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